The best way to get started is to get pre-qualified. We will do a quick evaluation of your credit and financial situation and let you know approximately how much money you can borrow. Then, once it is time to apply for the actual loan, everything will run smoothly. When you meet with us for your permanent financing, we will ask you to provide detailed information regarding your income and assets.
The following are common items that may be required to complete your loan approval:
- 30 days most recent paystubs for all borrowers
- Tax returns and W-2s for the past two years
- 2 months most recent bank statements for checking and savings
accounts (please include all pages) - Name and phone number of your insurance agent
- Copy of valid photo I.D.
We will advise you if any other documents will be required for your loan.
